LOAN TYPES

At Table Rock Investments, we specialize in acquiring loan portfolios across various sectors, providing financial institutions with strategic solutions to optimize their assets and capital.

Our acquisition process is designed to be seamless and efficient, ensuring that both lenders and borrowers experience a smooth transition. We conduct thorough due diligence to assess the quality and performance of loan portfolios, enabling us to offer competitive pricing and terms.​

Partnering with Table Rock Investments means collaborating with a team dedicated to excellence, integrity, and tailored financial solutions. Contact us today to explore how our loan portfolio acquisition services can benefit your institution.

At Table Rock Investments, we understand the dynamic nature of consumer lending and the importance of maintaining robust capital to support ongoing loan origination. Our Future Funding Solutions are designed to provide lenders with the liquidity needed to fund new consumer loans, ensuring continuous growth and stability.

Our Offerings:

  • Forward Flow Agreements: We establish contractual arrangements to purchase newly originated consumer loans on a regular basis, providing lenders with predictable and steady capital inflow.​

  • Warehouse Lines of Credit: Our short-term financing options allow lenders to fund loans during the aggregation period before they are sold or securitized, optimizing balance sheet management.​

  • Securitization Support: Leveraging our expertise, we assist in structuring and facilitating the securitization of consumer loan portfolios, transforming illiquid assets into marketable securities.​

At Table Rock Investments, we offer specialized hypothecation loan services, enabling businesses to leverage their valuable assets as collateral to secure essential financing without relinquishing ownership. This approach allows you to maintain operational control while accessing the capital necessary for growth and development.

Hypothecation involves pledging an asset as security for a loan while retaining ownership and possession. Should the borrower default, the lender has the right to seize the asset to recover the outstanding debt. ​

Our Hypothecation Loan Offerings

  • Asset-Based Financing: Utilize assets such as real estate, equipment, or receivables as collateral to secure funding tailored to your business needs.​

  • Flexible Terms: We provide customized loan structures with competitive rates and repayment schedules aligned with your financial objectives.​

  • Diverse Industry Experience: With a history since 1989, we’ve partnered with clients in sectors including timeshare, vacation clubs, home improvement, and elective medical services.​

Hard Money Lending is a type of short-term, asset-based loan primarily used in real estate. Instead of relying heavily on a borrower’s creditworthiness (like a traditional bank loan would), hard money lending is a collateral-based type of lending that focuses on the value of the property securing the loan. Some common uses for hard money lending are house flipping, bridge loans, land loans, distressed property purchases or situations where quick cash is needed.

At Table Rock Investments, we specialize in acquiring loan portfolios across various sectors, providing financial institutions with strategic solutions to optimize their assets and capital.

Our acquisition process is designed to be seamless and efficient, ensuring that both lenders and borrowers experience a smooth transition. We conduct thorough due diligence to assess the quality and performance of loan portfolios, enabling us to offer competitive pricing and terms.​

Partnering with Table Rock Investments means collaborating with a team dedicated to excellence, integrity, and tailored financial solutions. Contact us today to explore how our loan portfolio acquisition services can benefit your institution.

At Table Rock Investments, we understand the dynamic nature of consumer lending and the importance of maintaining robust capital to support ongoing loan origination. Our Future Funding Solutions are designed to provide lenders with the liquidity needed to fund new consumer loans, ensuring continuous growth and stability.

Our Offerings:

  • Forward Flow Agreements: We establish contractual arrangements to purchase newly originated consumer loans on a regular basis, providing lenders with predictable and steady capital inflow.​

  • Warehouse Lines of Credit: Our short-term financing options allow lenders to fund loans during the aggregation period before they are sold or securitized, optimizing balance sheet management.​

  • Securitization Support: Leveraging our expertise, we assist in structuring and facilitating the securitization of consumer loan portfolios, transforming illiquid assets into marketable securities.​

At Table Rock Investments, we offer specialized hypothecation loan services, enabling businesses to leverage their valuable assets as collateral to secure essential financing without relinquishing ownership. This approach allows you to maintain operational control while accessing the capital necessary for growth and development.

Hypothecation involves pledging an asset as security for a loan while retaining ownership and possession. Should the borrower default, the lender has the right to seize the asset to recover the outstanding debt. ​

Our Hypothecation Loan Offerings

  • Asset-Based Financing: Utilize assets such as real estate, equipment, or receivables as collateral to secure funding tailored to your business needs.​

  • Flexible Terms: We provide customized loan structures with competitive rates and repayment schedules aligned with your financial objectives.​

  • Diverse Industry Experience: With a history since 1989, we’ve partnered with clients in sectors including timeshare, vacation clubs, home improvement, and elective medical services.​

Hard Money Lending is a type of short-term, asset-based loan primarily used in real estate. Instead of relying heavily on a borrower’s creditworthiness (like a traditional bank loan would), hard money lending is a collateral-based type of lending that focuses on the value of the property securing the loan. Some common uses for hard money lending are house flipping, bridge loans, land loans, distressed property purchases or situations where quick cash is needed.

Why Choose Table Rock Investments?

Expertise

Over three decades of experience in delivering innovative financial solutions.

Client-Centric Approach

We prioritize understanding and meeting the unique needs of each client.

Efficient Processes

Our streamlined procedures ensure timely decision-making and prompt access to funds.

Discover how our loan services can provide the financial flexibility your business requires. Contact Table Rock Investments today to explore tailored financing solutions designed to support your growth and success.